Ugh....Insurance

We recently found out that our insurance rates were going to sky rocket so we ended up switching to a different plan.  I understand that since Lloyd is a Realtor, he's considered an independent contractor and doesn't receive insurance through work but I wish there were more inexpensive options out there.  We looked into a few different plans and a health savings account and found what will work best for us.  I guess I should count my blessing that we can afford insurance.