This is a little off subject from my usual blog posts but being the wife of a real estate agent, this topic comes up quite frequently. Until I met Lloyd, I had no idea just how important a good credit score was. I didn't know that it could make a difference in getting loans and buying houses. I honestly think schools should teach courses in how to keep your credit good and why it is important. Because of Lloyd, I can guarantee our kids will be well educated when it comes to this matter and I am grateful for that.
There are ways to get your free credit score online and I think it's smart to take advantage of that and be aware where your credit score is so when you are ready to make a major purchase, like a house, that won't stop you.
You are right, credit scores are important, so important that they truly make the world go around if you want to have things in life. I speak with clients every day who did not pay bills on time and that resulted in low credit scores. They may be 5 years or more from having a good enough credit score to buy a home.
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